The Access Infrastructure Banks Run On.
Banks, insurers and fintechs run the Curity Identity Server in production to secure customer access, meet regulatory requirements and scale digital services — all from one identity platform with predictable costs and full deployment control.
The pressure is coming from every direction
Regulation never stops moving
PSD2 in Europe, Section 1033 in the US, Open Banking in the UK and Brazil. PSD3 and Open Banking US on the move. Deadlines are fixed and missing them blocks production.
AI agents are accessing financial data
The same APIs that serve customers now serve machines making financial decisions at speed. Most identity platforms weren't built for securing AI agents' access.
Multi-brand, multi-country complexity is growing
Every subsidiary, market and partner adds authentication requirements that need to work together consistently.
Identity pricing is working against you
Per-user and per-authentication billing turns every new customer, login and agent interaction into a cost line with no ceiling.
One platform for regulatory compliance, customer access and AI-ready security
Financial institutions can't afford separate stacks for compliance, customer identity and machine access. Curity consolidates all three into one standards-based platform built for the operational demands of financial services.
Stay ahead of compliance without rebuilding
Banks face PSD2, GDPR, eID and open banking requirements that change by market and by year. The Curity Identity Server adapts through configuration, not code, with certified support for standards like FAPI, OAuth and OpenID Connect across regulatory regimes. Unlike identity platforms that require custom development for each new regulation, Curity activates compliance through configuration.
Secure customer access across every brand and channel
National eIDs like mobile BankID, passkeys, MFA chains. User journey orchestration adapts per market and per brand, so customers get seamless login and regulators get auditable flows. Your team manages one platform.
Control what AI agents can access in financial workflows
AI agents processing claims, servicing accounts or executing transactions need scoped, time-bound, auditable access. The Curity Identity Server issues tokens that carry both agent and user identity, enforces access at every step and limits access to the duration of the task.
Keep identity costs fixed as your business scales
Flat-rate licensing. Customers, logins, tokens, agents, third-party providers: the price doesn't change. Your open banking program grows and AI workloads scale while identity costs stay fixed.
Deploy where financial regulators require it
Self-hosted, hybrid or cloud. Identity data stays in the environment you control, with no SaaS dependency and no data leaving your perimeter. The answer to "where does your identity data live?" is always yours.
What developers get
Token Intelligence built for bank-grade access
Fine-grained control over what every token carries, where it travels and what it can do. Token Designer customizes issuance per API consumer. Token Exchange translates across systems and third-party providers. Sender-Constrained Tokens and Phantom Token patterns deliver bank-level security at scale.
Standards-based integration, not proprietary SDKs
OAuth 2.0, OpenID Connect, SCIM. Developers integrate once through open standards, with no vendor-specific tooling and no lock-in. Unlike proprietary identity platforms that require custom SDKs per integration, the Curity Identity Server is built on standards developers already understand.
Configuration instead of code
Authentication flows, consent management, token policies and client registration are all configurable without custom development. When regulations change, flows update server-side. No new development.
What customers say
We really appreciate the excellent support and continuous development of the Curity Identity Server allowing us to focus on what Ikano Bank does well.
Ikano Bank, started by the founder of IKEA, operates across multiple European markets offering savings, loans and consumer finance. They needed centralized identity management that could handle customers across countries, each with unique regulatory requirements, while delivering consistent login experiences. Curity serves as the federation point across the UK and the Nordic region, with plans to expand further.
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See how Curity fits your financial services architecture
A short conversation is the fastest way to find out. Bring your architecture diagram and your compliance requirements.